《美国洋房网》自全美房地产商协会(NAR)8日报告，截至3月底的一年中，外国人在美国购房总额达922亿美元，比上一年度的682亿美元增长35%。中国人在美国购房总额达220亿美元，比前一年飙升72%，占外国人购房总额的24%。 NAR的报告显示，中国投资者购房主要集中在加州、华盛顿州和纽约州等房价较高的市场，而加拿大人则主要集中在佛罗里达州和亚利桑纳州等房价较低的地区。虽然在购房数量上逊于加拿大人，但中国购房者购买的都是高档屋，每套房屋的中间价为52万3148美元，比加拿大买家的21万2500美元高出一倍以上。 印度和英国的购房者紧随中国和加拿大之后，分别花了58亿美元在美国的房产市场上。墨西哥人投资了45亿美元。上述五国的交易额占外国人在美国房产投资总额的54%。高达六成的海外房屋投资是全现金交易的，同期仅三分之一的美国国内购房者采取此种支付方式。
Foreign Buyers Up Their Stake in U.S. Housing Market
Four states alone have accounted for 55 percent of the total purchases by international buyers recently: Florida, California, Arizona, and Texas.
The following are the top destination states for foreign home buyers and investors:
- Florida, which has a 23 percent share of all foreign purchases
- California, a 14 percent share
- Texas, a 12 percent share
- Arizona, a 6 percent share
The top five cities searched online by international buyers in 2014 were: Los Angeles, Miami, Las Vegas, Orlando, and New York, according to a separate analysis by realtor.com®.
International buyers are coming to the United States from all over the world, but the highest interest in U.S. property is being driven by Canada, China (The People’s Republic of China, Hong Kong, and Taiwan), Mexico, India, and the United Kingdom, which accounted for about 54 percent of all reported international transactions.
Canadian residents continue to have the largest share of U.S. purchases, but dropped their share from 23 percent in 2013 to 19 percent in 2014. Buyers from China hold the lead in dollar volume, purchasing an estimated $22 billion with an average sale cost of $590,826, according to the NAR study. China was also the fastest-growing source of transactions, now accounting for 16 percent of all purchases, up 4 percent from last year.
Snapshot of Foreign Home Purchases in the U.S.
International buyers are more likely to make all-cash purchases when compared to domestic buyers, the survey shows. In 2014, nearly 60 percent of reported international transactions were all cash, compared to only one-third of domestic purchases.
Mortgage financing tends to be a major problem for international clients due to a lack of a U.S. based credit history, lack of a Social Security number, difficulties in documenting mortgage requirements and financial profiles that differ from those normally received by financial institutions from domestic residents.
The survey also revealed the following about foreign buyers’ home purchases:
- 42% of foreign buyers use their U.S. home as a primary residence.
- About 65% of purchases involved a single-family home.
- Nearly half of foreign buyers say they prefer properties in a suburban area; about a quarter say they prefer a central city or urban area; and about 13 percent chose to purchase in a resort area.